Toyota FJ Cruiser 2016 4.0L VXR Car Loan Calculator in OMAN

The car loan process typically involves selecting the vehicle, applying for the loan, submitting required documents, and then waiting for the bank's approval. Once approved, you can finalize the purchase.

Yes, taking out a car loan can affect your credit score. Timely payments can improve your score, while missed payments can lower it.

Consider your credit score, interest rates, loan terms, and your ability to make monthly payments. It's also important to shop around for the best deal.

Common requirements include proof of income, a valid ID, residency proof, and sometimes a down payment. Each bank may have specific criteria.

Factors include your credit score, the length of the loan, the amount borrowed, and the bank's policies. Economic conditions can also play a role.