What are the requirements to obtain a car loan for the Nissan Patrol Safari 2023 Super Safari M/T in Oman?

To obtain a car loan, you typically need to provide proof of income, a valid ID, residency proof, and a good credit score.

How does taking a car loan affect my credit score in Oman?

Taking a car loan can initially lower your credit score due to the hard inquiry but can improve it if you make timely payments.

Factors include your credit score, loan term, down payment amount, and the lender's policies.

Consider your budget, the total cost of the loan, interest rates, repayment terms, and potential additional fees.

Yes, refinancing is possible and can help you secure a lower interest rate or better terms if your credit situation has improved.

CarteaCar Loan Calculator

To finance this car, you can first calculate the installment price in OMAN

OMR 1,288

OMR 3,820

OMR 19,276

Interest: 15

Principal: 1273

To obtain a car loan, you typically need to provide proof of income, a valid ID, residency proof, and a good credit score.
Taking a car loan can initially lower your credit score due to the hard inquiry but can improve it if you make timely payments.
Factors include your credit score, loan term, down payment amount, and the lender's policies.
Consider your budget, the total cost of the loan, interest rates, repayment terms, and potential additional fees.
Yes, refinancing is possible and can help you secure a lower interest rate or better terms if your credit situation has improved.