Nissan Kicks 2021 1.6 SL Car Loan Calculator in OMAN

The car loan process typically involves applying for a loan from a bank or financial institution, providing necessary documents, and getting approval based on your credit score and financial status.

Yes, taking a car loan can affect your credit score, as it involves a hard inquiry and increases your overall debt load. Timely repayments can improve your score.

Typically, you will need proof of income, identification documents, a credit report, and details of the vehicle you wish to purchase.

Factors include your credit score, loan term, down payment amount, and the lender's policies. Better credit scores usually lead to lower interest rates.

Consider your monthly budget, the total cost of the loan, interest rates, and whether you can afford the repayments without straining your finances.