What are the available loan options for purchasing a Kia Pegas 2024 1.4L EX in Oman?

In Oman, you can choose between secured loans, which are backed by collateral, and unsecured loans, which do not require collateral. It's advisable to compare rates from different banks.

How do I apply for a car loan for the Kia Pegas 2024 1.4L EX in Oman?

To apply for a car loan, you typically need to visit a bank or financial institution, provide required documents such as your ID, proof of income, and details of the car you wish to purchase.

Will taking a car loan impact my credit score?

Yes, taking a car loan can impact your credit score. Timely payments can improve your score, while missed payments can negatively affect it.

What factors should I consider before getting a car loan?

Consider factors like interest rates, loan terms, your budget, and the total cost of the loan including fees and insurance.

What factors can affect the car loan interest rate?

Factors that can affect interest rates include your credit score, the loan amount, the loan term, and the current market conditions.

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Kia Pegas 2024 1.4L EX Car Loan Calculator in OMAN

To finance this car, you can first calculate the installment price in OMAN

Monthly Payment

OMR 351

Down Payment

OMR 1,040

Total Cost

OMR 5,252

Car Loan Monthly Installments Schedule

Repayment Schedule	Monthly Repayment	Remaining repayment amount
1	OMR 351	OMR 3,861
2	OMR 351	OMR 3,510
3	OMR 351	OMR 3,159
4	OMR 351	OMR 2,808
5	OMR 351	OMR 2,457
6	OMR 351	OMR 2,106
7	OMR 351	OMR 1,755
8	OMR 351	OMR 1,404
9	OMR 351	OMR 1,053
10	OMR 351	OMR 702
11	OMR 351	OMR 351
12	OMR 351	OMR 0

Monthly Payment Composition

Interest: 5

Principal: 346

Kia Pegas 2024 1.4L EX Car Loan Calculator FAQs in Oman

In Oman, you can choose between secured loans, which are backed by collateral, and unsecured loans, which do not require collateral. It's advisable to compare rates from different banks.
To apply for a car loan, you typically need to visit a bank or financial institution, provide required documents such as your ID, proof of income, and details of the car you wish to purchase.
Yes, taking a car loan can impact your credit score. Timely payments can improve your score, while missed payments can negatively affect it.
Consider factors like interest rates, loan terms, your budget, and the total cost of the loan including fees and insurance.
Factors that can affect interest rates include your credit score, the loan amount, the loan term, and the current market conditions.