Kia Pegas 2024 1.4L EX Car Loan Calculator in OMAN

In Oman, you can choose between secured loans, which are backed by collateral, and unsecured loans, which do not require collateral. It's advisable to compare rates from different banks.

To apply for a car loan, you typically need to visit a bank or financial institution, provide required documents such as your ID, proof of income, and details of the car you wish to purchase.

Yes, taking a car loan can impact your credit score. Timely payments can improve your score, while missed payments can negatively affect it.

Consider factors like interest rates, loan terms, your budget, and the total cost of the loan including fees and insurance.

Factors that can affect interest rates include your credit score, the loan amount, the loan term, and the current market conditions.