Hongqi E-HS3 2023 EV 305 hp (AWD) Car Loan Calculator in OMAN

Loan terms typically range from 1 to 5 years, with interest rates varying between 3% to 7% based on the bank's policies and your credit history.

You can apply for a car loan by visiting your bank branch or through their online banking platform. You'll need to provide necessary documents such as income proof, identification, and vehicle details.

Yes, taking a car loan can affect your credit score positively if you make timely payments, but missing payments can negatively impact your score.

Consider the interest rate, loan term, monthly payments, your credit score, and any additional fees the bank may charge.

Factors that can affect the exchange rate include inflation rates, interest rates set by the Central Bank of Oman, and overall economic stability.